The Structure of Retirement Every stage of life has some degree of structure for most of us. Some of us prefer as little structure as possible and some of us need more structure to keep us on track. We are not only all different, but we are different differently at different times of our lives. I find that a certain amount of structure to my life and even to my day is preferable to fully…
Trailers Today I am hopeful of doing my first transaction for 2023 and it could be a meaningful one. A month or so ago I finally put an ad on a website called Trailer Traders. For ten years I have had a motorcycle trailer that I have used perhaps ten times to take my motorcycles across the desert to a place where I can comfortably ride them to one of my motorcycle club’s gatherings. I…
New Year Resolutions Getting older has its advantages. I don’t just mean the older and wiser issue, though there is plenty of truth to that. What I really mean is that there is a degree of reality and truth that stems from a clarity that escapes us when we are younger. I’m sure there are people who cannot help but delude themselves in their dotage so as not to spend their waning moments wallowing in…
Top of the Wall Everywhere I look these days, I am seeing articles about one of two issues: homelessness in America and the crisis and the U.S. border with Mexico. It is sometimes hard to reconcile the two issues. On the one hand people from all over the world, especially Central America are finding the conditions in their countries intolerable and abuse for risking life and limb to get to the U.S. border to seek…
End of the Semester A semester seems to be an eternity when it begins. You look at the syllabus you have created for a course and you see something like sixteen weeks laid out ahead of you. That’s a something like fifty hours of class time lectures, hours of reading papers and grading exams, hunting for parking spots and lots of freeway time back and forth to campus. Then, before you know it, its the…
Duck, Duck, Goose It’s not completely random, but working with different lawyers on expert witness cases can be pretty hit or miss. As a hired gun, I am not in charge of anything in these cases expect the specific opinion that I am asked to render to support my team in the case. Like any lawyer considering accepting a case, I am asked to accept a case based on a minimal amount of research and…
A Benign Conundrum When I returned from my stint in Gulag Toronto, the assignment I was given in 1990 as punishment for presiding over a commodities merchant banking unit (I had been specifically asked to keep charge of it as I tried to wrestle the burgeoning global derivatives business to the mat during its adolescence) when it took a large loss on a supposedly secured cotton merchant loan. It turned out that the bonded warehouse…
Gearing Up This morning it is not yet time for me to emerge from my office cave into the light of day. I have spent five hours talking to an old lawyer friend getting some pointers about the Investment Advisors Act (the 40-Act, as it is called in the biz) as it pertains to an expert witness case that I am up to my eyeballs in and then putting it down in writing. Only a…
Getting Pickled I have a funny relationship with pickles. I think it must have to do with PH balance or something. There are times I like them and times I find them very distasteful. If I’m going to have a hot dog, I generally prefer one with mustard and relish and relish is nothing more than ground up pickles, right? Maybe its the combination with mustard (something I believe Heinz may have combined and sold…
Going to the Mountain I still feel new to my hilltop after three years here full time. It’s days like today that make me feel that way and stare in wonder at the beauty of the distant views. It forces me to remind myself that views may be one of the secrets to the universe. If you are a believer, like I am, that state of mind drives everything, very few things other than perhaps…